Student Loans and METRO2

About Student Loans SL and Prodigy/ Metro 2 Compliance Method strategy if only issue with SL is the late payment issues and NOTHING ELSE NEGATIVE AT ALL.


For SL with only lates not any other negatives , if only 1 or 2 lates is a delinquency unlikely to have taken all the score value yet so imo it’s best to first aim for paanl or paanlpr status or not attack at all. Then if that fails try to get removed in hopes returns without pay history exposed (50/50 odds there)


If 3+ lates it’s a derogatoriness that most likely has lost all score benefits other than credit age, imo best to aim for removal in hopes it’s re reported but with  out payment history (about 50/50 odds there)