20 Day Attack Schedule No Longer Recommended

I NO LONGER recommend 20-day scheduling as I’ve mentioned numerous times due to significant overwhelming evidence displaying more than a significant relationship with greater results and 35 Day scheduling (at least for first 4 attacks) as opposed to 20,25.30, 40, or 45 day schedules I’ve had tested extensively within last 12-15 months ongoing! From what […]

The 5 Points of METRO2 Compliance

The 5 Points of METRO2 Compliance form the framework that all Compliance Challenges are based, so they are worth reviewing. All the Points of Compliance are based on the bureau’s own reporting regulations and standards, so essentially, this is holding them accountable for their own rules. Point 1. e-Oscar is a web-based, METRO2 compliant automated […]

Workflow for Anxious or Impatient Clients

So, after using other tactics before coming to Prodigy, how long should the “wait” be before actually using Prodigy software attacks? The most appropriate timeframe would be 60-90 days But in today’s industry that simply is not a reality That being likely a greater truth, I’d suggest doing maybe Day 1 and Day 20 (instead […]

What is the “NAA” in Prodigy?

Answer is The initials NAA stands for new auto all…The NAA is the most “likely effective” yet least efficient attack within Prodigy’s original 2019 layout of attacks which also includes from most efficient to least else wise the Tsw attacks, the Wwrd attacks, the Peel attacks and the aforementioned NAA attacks. Travel backwards to go […]

Understanding METRO2 Compliance

To begin understanding what METRO2 is, you must also understand what it is not. METRO2 is not a credit repair method. That makes it sound far simpler than the reality, and it deserves some real explanation. If you have been the credit repair space for any amount of time then you are probably at least […]

The Difference in the TSW vs WWRD vs NAA in Prodigy

NAA is most similar to wwrd except each letter has LESS ITEMS ATTACHED AND ALSO EACH CREDITOR (DF) WITH AN “ACCOUNT CONTAINING ANY NEGATIVITY IS ATTACKED, NOT ONLY IF ACCOUNT AS WHOLE IS NEGATIVE , BY DEFAULT. ADDITIONALLY, BY DEFAULT THE BIG THREE ARE ATTACKED AS WELL. TSW, LEAST NUMBER OF LETTERS (JUST 3 TO […]

Thoughts on Attacking Data Furnishers

So, it is UNDERSTOOD, the very POINT of attacking the Data Furnisher, IF ONE ELECTS TO DO SO, is because it is clear that the requirements include that there be NO DEVIATION OF STANDARDS so to NOT JEOPARDIZE the INTEGRITY of the data being reported. So, attacking the Data Reporter gives yet another channel for […]

The Prodigy 811s: 8 Statements and 11 Keywords ALL Credit Repair Companies Should Know.

CRRG 3-4 “Any deviation of these standards JEOPARDIZES the integrity of the data” 15 U.S. Code 1681e- Compliance procedures,  (b) gives “…follow reasonable procedures to ASSURE maximum POSSIBLE ACCURACY of the information…” The Credit Secret (Smart Money Secret) , FDCPA 807-8 aka Public Law 111-203, title X, 124 stat. 2092 (2010), section 807( 8) or […]

Student Loans and METRO2

About Student Loans SL and Prodigy/ Metro 2 Compliance Method strategy if only issue with SL is the late payment issues and NOTHING ELSE NEGATIVE AT ALL. ________________ For SL with only lates not any other negatives , if only 1 or 2 lates is a delinquency unlikely to have taken all the score value […]